Insurance claims on the increase due to load shedding.

Insurer Dialdirect said it has compared the number of burglary incidents and the number of vehicle accidents when there is no load shedding to when there is from July 2019 to May 2022 and found that during the week, load shedding resulted in a 3.2% increase in burglaries and a 5.2% increase in vehicle accidents.

Over the weekend, these figures more than double, increasing the risk of break-ins by 8% and that of vehicle accidents by 13.5%

“The dangerous consequences of load shedding is when street lights and traffic lights are down at night. Motorists are encouraged to drive cautiously at all times, but especially so in poorly lit areas. Treat all inoperative traffic lights as a four-way stop, and when in doubt, yield to oncoming traffic from the right.

“Do not assume that all other drivers will stop so exercise extreme vigilance and drive defensively,” said Anneli Retief, head of Dialdirect.

On the home front, when the lights go out, so do the alarm systems, gate motors and electric fencing – making it easier for criminals to gain access to your property and spend longer in it. 

“Most insurance policies stipulate in their contracts that the house alarm must be activated at all times when the home is unoccupied. So, if your house is burgled during a power cut, then, theoretically, your theft-related cover would be moot,” Retief said.

“We believe that load shedding is beyond the control of our customers, and therefore, they should not be penalised for it. As such, each case will be considered based on its own merits.”

Private security firm Fidelity ADT said that with extended power outages, many alarm battery systems are unable to fully recharge which criminals take advantage of.

Community policing forums have also reported increased housebreakings, cable theft and generator theft during load shedding.